Debt Elimination 101

Our debt elimination services can reduce the total amount of your debt, thereby helping you get out of debt faster. Here we explain the basics of debt elimination and our two primary services: debt consolidation and debt settlement.

About us

We are a debt solutions company that has risen to the top of the credit and debt industry. We specialize in debt elimination but offer a variety of other services, including credit counseling, credit repair tools, and debt management advice. Our mission is to give our customers an affordable, effective means of becoming debt-free without declaring bankruptcy. We know how defeating it can be to remain mired in debt for decades, so our services are dedicated to helping you become debt-free as quickly as possible. Here are some of the things we can offer you:

• Nearly a decade of experience in the credit and debt industry
• Honesty and integrity
• Consistent customer satisfaction record
• Thousands of customers served
• Wealth of expertise on debt management

Debt elimination services

We have two main debt elimination services; namely, debt consolidation and debt settlement. Here is a brief explanation of each to help you decide which is right for you.

1. Debt consolidation – debt consolidation combines your many, high-interest debts into one convenient monthly payment. We will put you in touch with an accredited debt consolidation non-profit who will negotiate with your creditors to reduce the amount of your debts and your interest rates. You will then make one low monthly payment to the non-profit company, which then divides your payment among your creditors. Your bills always get paid on time, and you only have to worry about paying one bill per month. With debt consolidation, most of our customers are able to get out of debt within 36-60 months. Debt consolidation is ideal for people who have multiple, high-interest debts.
2. Debt settlement – debt settlement is a more intensive intervention than debt consolidation. With debt settlement, you actually stop paying your creditors for a certain period while we negotiate with them to settle your debts for a smaller amount. While we negotiate, you make payments into an account designated for debt settlement purposes. When negotiations are complete, we take the money you’ve paid into the account to pay off your creditors. Once this is done, you are debt-free and can move on. Because debt settlement does have a temporarily negative effect on your credit, it is best for people who have over $20,000 in unsecured debt.

What debt elimination can do for you

Here are some of the benefits of debt elimination:

• Combine your debts into one convenient loan
• Get out of debt faster (in 36-60 months for most people)
• Reduce your interest rates
• Lower your monthly payments by as much as 60%
• Boost your credit score